How to check SBI balance through SMS?

State Bank of India (SBI), which is one of the biggest and most trusted banks in India, lets you check your account amount in a number of ways. One way is by using SMS payments. In this post, we’ll show you how easy it is to check the balance of your SBI account using SMS, so you can bank without any trouble.

Why Use SMS Banking

SMS banking offers several advantages that make it a popular choice among SBI customers:

Quick and Instant: Get your account balance information instantly on your mobile phone.
Anytime, Anywhere: Check your balance from the comfort of your home or while on the go.
No Internet Required: SMS banking works even without Internet connectivity.
Secure: Your account information is delivered directly to your registered mobile number, ensuring confidentiality.

Registering for SMS Banking

Registration	This feature enables to Register Your Mobile and account number for Missed Call Banking A SMS is triggered to 9223488888 for Registration
Balance Enquiry	Balance Enquiry can be obtained by giving missed call or by sending SMS. SMS Banking This feature triggers a message and gives the balance for the registered account. An SMS is triggered to 9223766666 for Balance Enquiry. Missed Call Customer can get the balance in the account by giving a missed call to 9223766666
Mini Statement	Mini statements can be obtained by giving a missed call or by sending SMS. SMS Banking This feature triggers a message and gives the last 5 transaction details for the registered account.A SMS is triggered to 9223866666 for Mini Statement Missed Call Customers can get the last 5 transaction details by giving a missed call to 9223866666.
ATM Card Blocking	When customer lost their ATM card, this is the fastest mode of blocking the card.Customer needs to enter only last 4 digit of their Debit Card, a message is triggered to 567676 to block the card.
De Register	This feature triggers a message to 9223488888. With this customer can deregister the account from missed call banking services.
Full List of Services	SMS ‘HELP’ to 09223588888. This will provide list of all services available in Missed Call Banking through message.
ATM Card Control	Switching ON/OFF features of ATM, POS, e-commerce, and International and Domestic usage. SMS to 09223588888 from the registered mobile number Parameters: only one of the following <param>at a time. ATM – ATM transactions ECOM – e-Commerce transactions POS – Merchant POS transactions INTL – International transactions DOM – Domestic transactions Request the following SMS message format to be used – SWON <param> XXXX SWOFF <param> XXXX -last four digits of the debit card number.

Before you can start using SMS banking to check your SBI account balance, you need to register for the service. Follow these steps to register:

Visit the nearest SBI branch or log in to your Internet banking account.
Request the registration form for SMS alerts or navigate to the SMS alert section online.
Fill out the required details, including your mobile number and account number.
Submit the form at the branch or complete the registration process online.
Once your registration is processed, you will receive a confirmation SMS.

How to Check SBI Balance Through SMS

Once you have successfully registered for SMS banking, follow these steps to check your SBI account balance:

Step 1: Compose a New SMS

From the mobile number registered with your SBI account, open the messaging app and compose a new SMS.

Step 2: Type the SMS Code

In the message body, type the SMS code for checking your account balance. The SMS code for SBI balance check is “BAL” (without quotes).

Step 3: Send the SMS

After typing the SMS code, send the message to either “9223440000” or “567676.”

Understanding SMS Banking Codes

What is an SMS Banking Code?

SMS banking codes are short codes used by banks to provide specific services through text messages. These codes are designed to simplify banking tasks and make information readily available to customers.

SMS Code for SBI Balance Check

The SMS code “BAL” is the designated code to check your SBI account balance through SMS. It enables you to receive real-time updates on your account balance.

Receiving the Account Balance Details

Upon sending the SMS, you will receive a text message containing your SBI account balance. The message will display the available balance in your account.

Advantages of SMS Banking

SMS banking offers several advantages that enhance the banking experience:

Accessibility: Available to all SBI customers with a registered mobile number.
No Internet Required: Works seamlessly without internet connectivity.
Real-Time Updates: Get immediate updates on your account balance.
Secure: Account information is sent directly to the registered mobile number.

FAQs (Frequently Asked Questions)

Is SMS banking service free of charge?
- Yes, most banks, including SBI, offer SMS banking services free of charge. However, standard SMS rates may apply, so it’s best to check with your service provider.
Can I check my SBI account balance from any mobile number?
- No, for security reasons, you can only check your SBI account balance from the mobile number registered with the bank.
What should I do if I don’t receive the account balance SMS?
- If you don’t receive the SMS after sending the code, ensure that you have typed the correct code and sent it to the right number. If the issue persists, contact SBI customer support for assistance.
Can I use SMS banking while abroad?
- Yes, you can use SMS banking to check your account balance even when you are abroad. However, roaming charges may apply, so it’s advisable to check with your service provider.
Is SMS banking secure?
- Yes, SMS banking is secure as the account information is sent directly to your registered mobile number.

Conclusion

SMS banking provides a quick and convenient way to check your SBI account balance without the need for internet access. By following the simple steps mentioned in this article, you can stay updated on your account balance and manage your finances effectively.